Whether the money is for you or for your business, the application is the same: verify your number, confirm your PAN, and compare the offers you qualify for.
For the things that can't wait.
A medical bill, a wedding, a home repair or consolidating an expensive credit card balance — a personal loan gives you a fixed EMI and a fixed end date.
Working capital, without the wait.
Buy stock ahead of a season, cover a payroll gap, or fund an expansion. Business applicants qualify for a higher ceiling than personal borrowers.
Your credit score decides both the ceiling and the rate. These are indicative bands — the final offer comes from the lending partner after verification.
| CIBIL band | Profile | Up to | Interest from |
|---|---|---|---|
| 750 and above | Excellent | ₹25L | 9.99% p.a. |
| 700 – 749 | Good | ₹10L | 13.99% p.a. |
| 650 – 699 | Fair | ₹5L | 17.99% p.a. |
| 600 – 649 | Low | ₹1.5L | 21.99% p.a. |
| Below 600 | We will check | ₹50K | 24.99% p.a. |
Business loan applicants qualify for a higher ceiling at a slightly higher rate. All figures on this page are indicative and subject to the lending partner's credit policy.
Three steps, no paperwork, no branch visit.
Step 1
We'll send an OTP to verify it. Takes a few seconds.
Step 2
A quick identity check so we can match you to the right offers.
Step 3
Compare amount, tenure and EMI, then pick what works for you.
It takes about 10 minutes and does not affect your credit score.
