Say the number first
Rate, EMI, tenure and fees appear before you commit to anything. No charge is introduced after you've made a decision.
Borrowing money should not feel like a negotiation
Instant Loan Service exists to take the guesswork out of applying for credit. We show you the amount, the rate and the EMI up front, and we never introduce a charge after you have already made up your mind.
- Typical application time
- 10 minTypical application time
- Maximum loan amount
- ₹25LMaximum loan amount
- Interest from, p.a.
- 9.99%Interest from, p.a.
- Online, paperless
- 100%Online, paperless
What we stand for
How we work
Three commitments that decide how we build every screen on this site.
Ask for less
We collect the minimum needed to match you to an offer, and we never sell your data to third parties.
Answer like a human
A real person on WhatsApp or the phone, not a loop of menu options — from the first question to the last EMI.
Eligibility
Who can apply
Meeting these does not guarantee approval — the lending partner makes the final decision — but it is the baseline for an application to be considered.
- Indian citizen, aged 21 to 58
- A mobile number linked to your Aadhaar
- A valid PAN card
- A regular source of income — salaried or self-employed
- An active bank account in your own name
See what you qualify for
It takes about 10 minutes and does not affect your credit score.