Digital loans, decided in minutes

The online application takes about 10 minutes. You enter your mobile number, verify the OTP, confirm your PAN and a few details, and you'll see the offers you qualify for on the same screen.

To get your offers you only need your PAN and a mobile number linked to your Aadhaar. Our lending partner may ask for income proof and bank statements before final disbursal.

Not automatically. A higher score unlocks a larger amount at a lower rate, but there are options across the range. The offers you see already reflect the score band you select.

A one-time processing fee is payable when you submit your application. It covers the verification and processing of your file — it is not a guarantee that a loan will be approved or disbursed. The exact amount and our refund policy are shown to you before any payment is taken.

Seeing your indicative offers on this site does not affect your score. A hard enquiry is only raised once you proceed with a lender for a formal sanction, and you'll be told before that happens.

Yes. There is no foreclosure charge — you can close the loan ahead of schedule and only pay interest for the period you actually used the money.